If you purchase items through a vendor that operates an online or on auction website, On Guard Online offers these tips to help you maximize their shopping experience:
Know who you're dealing with.: Anyone can make a virtual store under any false name. Confirm home address and the number of Contact your operating online for use in case you have questions or problems. If you receive an email message electronic or automatic appearance (message pop-up ad) While browsing the Internet through that asks for financial information not respond to the message or click on the link in it. Legitimate companies do not request this type of information e-mail.
Know exactly what you're buying : Read the product description provided by the seller, especially the fine print. Words such as "reconstituted", "vintage" or "liquidation" (refurbished, vintageOr closed-out English respectively) may indicate that the product is not in excellent condition, also known brands items that are offered at prices "too good to be true" might be counterfeit.
Know how much it will cost : See Web sites that offer price comparisons and compare similar products. Calculate and add shipping costs office - considering their needs and budget - the total cost of your purchase order. Under no circumstances send cash.
Pay by credit or charge card: If you pay by credit card or charge card online, your transaction will be protected by provisions of the law called Fair Credit Billing Act. Under the provisions of this law, in certain circumstances you are entitled to dispute charges and temporarily withhold payment while the creditor is investigating. Generally, in the case of unauthorized use of your credit card credit or charge card, could be responsible for paying the first $ 50 charged to your card. Some companies offer a guarantee purchases online ensures you will not be liable to pay any unauthorized charges made online, some cards can also provide a guarantee Additional protection and benefits of the return and / or shopping.
Check the terms of the deal, like refund policies and delivery dates : If you are unsatisfied with the purchase, you may return article and get a full refund of your money? If you return an item, find out who will pay the shipping and handling or replacement fees inventory and also ask when you will receive your order. There is a rule of the Federal Trade Commission (Federal Trade CommissionFTC) that requires that sellers, if not promise a specific date, send the promised items within 30 days from the date the purchase order.
Keep all paperwork : Print and save records of your online transactions, including product description and price, the receipt online shopping and copies of all email the seller to send or receive from it. Check statements from your credit card as soon as you receive and watch for unauthorized charges.
Do not send your financial information by email : E-mail is not a secure method of transmitting financial information, such as data from your credit card, bank account or Social Security number. If you initiate the transaction and want to provide information financial support through the website of an organization, look for indicators that demonstrate the safety of the site, such as the padlock icon the browser's status bar or a Web address or URL that begins with "https:" (the letter "s" stands for "secure"). Unfortunately, no indicator completely safe, some fraudulent sites have forged security icons.
Check The Privacy Policy: In the text of the privacy policy should be informed what information the operators collecting personal Web site, the reason they have to apply and how to use the information. If you can not find the privacy policy - or do not understand it, consider doing business with another website that is more friendly to consumers.